Specialist Farm Vehicle Insurance

Protect Your Farm Vehicles

Specialist insurance for tractors, quad bikes, UTVs, ride-on mowers and farm machinery. Compare up to 20+ insurers in one place.

  • Tractors, quad bikes, UTVs & mowers covered
  • Compare options from up to 20+ insurers
  • On-road and off-road use covered
  • Free, no-obligation quotes
Takes under 3 minutes • No spam, ever
Farm vehicles including tractors and quad bikes in New Zealand
User
4.9/5 ★

"Professional, reliable and knowledgeable. "

4.9/5 Rating
IBANZ Member
FSP Registered
We compare options from NZ's leading insurers:
QBE Vero AIG FMG NZI Ando UAA + more

Why Farm Vehicle Owners Choose Us

We're specialists in farm vehicle insurance, ensuring your tractors, quads, and machinery get the right cover.

FARM VEHICLE SPECIALISTS

We understand farm vehicles aren't covered under standard motor policies. Tractors, quads, UTVs, ride-on mowers, side-by-sides – we know exactly what cover you need and which insurers will actually cover your specific machinery.

ONE QUOTE, UP TO 20 INSURERS

Instead of calling around or filling out multiple forms, we search our entire panel to find the right cover at the right price. You get options, not a single take-it-or-leave-it quote.

ON & OFF-ROAD COVER

Whether your vehicle stays on your property or travels on public roads, we'll find cover that fits your usage. Accidental damage, theft, fire, and third-party liability all properly covered.

REAL PEOPLE, REAL ADVICE

You'll talk to actual NZ-based brokers who understand rural life and farm machinery. No call centres, no runaround. We explain your options in plain English and help you make the right choice.

Farm vehicles and agricultural machinery in New Zealand
"Absolutely love these guys.... As a new business owner I have found Gerrards Brokers amazingly easy and helpful to deal with. Prompt responses from the initial quote to the finish and every time I needed assistance in between. Thankyou and a Merry Xmas to your team and all the best in future - Thanks Michal"
— Michal Kelly-Jarvis

How It Works

Get your farm vehicle insurance sorted in 3 simple steps

1. TELL US ABOUT YOUR VEHICLES

Answer a few quick questions about your tractors, quads, UTVs, mowers and how you use them.

Takes under 3 minutes.

2. WE COMPARE OPTIONS

We search up to 20+ insurers to find the best cover and price for your specific farm vehicles and usage.

We do the legwork.

3. YOU CHOOSE

Pick the cover that's right for you. No pressure, no obligation.

We handle all the paperwork.

What Our Clients Say

Based on 300+ Google Reviews

"It was great dealing with Gerrards Insurance Brokers. They were very responsive and even helped provide quotations on a tight turn around time. Happy to recommend them to others looking for home insurance. "

Viliamu Powell

"Fantastic communication and easy to deal with. Saved me a lot of money and was very diligent to make sure we are comparing apples with apples. "

Janis Birch

"We had to get public liability cover at short notice. I filled in our requirements online and Reuben had everything sorted the next day. Super impressed with Reuben's service and we are very happy with the Gerrards experience. Highly recommended."

Debbie Taylor
1800+
Happy Clients Insured
4.9/5
Client rating

Common Questions

Everything you need to know about insuring your farm vehicles.

We can insure tractors, quad bikes (ATVs), side-by-sides (UTVs), ride-on mowers, farm bikes, utility vehicles, telehandlers, and other agricultural machinery. Whether it's registered for road use or stays on your property, we'll find the right cover.
Usually not. Farm vehicles aren't covered under standard home insurance, and they're typically excluded from motor vehicle policies. This is one of the most common coverage gaps we see – people assume they're covered until they need to make a claim. That's why specific farm vehicle insurance is essential.
The online form takes under 3 minutes. Once submitted, we'll compare options across our insurer panel and get back to you within 1 business day with personalised quotes. For straightforward vehicles, we can often turn quotes around same-day.
No obligation at all. We'll present your options and explain the differences, but the decision is always yours. No pressure, no hard sell.
We'll make sure you have cover for both scenarios. Some insurers offer specific policies for road-registered farm vehicles, while others focus on off-road use. We'll find the right fit based on how you actually use your machinery and whether it's road-registered.
Absolutely. Most farm vehicle policies can cover multiple machines under one policy, which is usually more cost-effective. Whether you have two quads or ten pieces of machinery, we'll structure the right solution for your operation.

Ready to Protect Your Farm Vehicles?

Get expert advice and compare 20+ insurers in one simple quote.

Compare 20+ Insurers
On & off-road covered
Expert advice included
No obligation quote